Bank and Credit Union Assistance: 

• USAA

  • Paycheck continuation and financial assistance 

  • Contact USAA directly to understand requirements

  • 800-531-8722

  • usaa.com 

• Navy Federal Credit Union

  • 0% APR loan during government shutdown

  • 1-888-842-6328 

  • navyfederal.org/about/government-shutdown.html

• Credit Union West

  • 0% APR loan, skip a pay, and loan extensions available during government shutdown

  • 602-631-3200

  • cuwest.org/relief

• Armed Forces Bank

  • Payment Deferments & Extensions, and Waived/Refunded Overdraft fees.

  • 888-929-2265

  • afbank.com/

• PenFed Credit Union

  • Paycheck protection loans and other assistance for qualifying members.

  • penfed.org/furlough 

• Chase Bank

  • Provides support for it's members who are effected by the government shutdown.

  • 1-888-356-0023

  • https://www.chase.com/

• Interior Federal Credit Union

  • Offering a special loan for both member and non-member furloughed Federal workers.

  • 800-914-8619

  • https://www.interiorfederal.org/

Military and Organizations:

•  Heroes Care

  • Various types of support, including financial assistance

  • heroescare.org/financial-services

• Air Force Aid Society (AFAS)

  • Financial assistance to Airmen and their families

  • 703-972-2650

  • afas.org/

• Military OneSource

  • Offers free, confidential financial counseling

  • 800-342-9647       

  • militaryonesource.mil/

• Operation Home Front

  • Financial assistance and other support

  • 210- 659-7756

  • operationhomefront.org/

• Employee Assistance Programs

  • Provides free counseling and support services for employees and their families.

  • 800-222-0364

  • foh4you.com

• Consumer Financial Protection Bureau (CFPB)

  • Provides tools for budgeting and managing debt.

  • 855-411-2372

  • consumerfinance.gov

• The Salvation Army

  • Services include emergency food assistance, help with rent and utility bills, clothing, and household essentials.

  • 1-800-725-2769

  • salvationarmyusa.org

• National Rental Home Council

  • Offering deferred rent payment options with no late fees to any renter who has been furloughed.

  • https://members.rentalhomecouncil.org/

Support and Counseling: 

• Armed Forces Legal Assistance: 

  • legalassistance.law.af.mil/ 

• MilitaryOneSource: 

  • militaryonesource.mil/ 

• Federal Employee Education and Assistance Fund (FEEA)

  • offers emergency hardship loans for federal employees facing a personal crisis.

  • 202-554-0007

  • feea.org

• Low Income Home Energy Assistance Program (LIHEAP)

  • Helps with heating and cooling bills for households.

  • 1-866-675-6623

  • benefits.gov

• National Foundation for Credit Counseling (NFCC)

  • Financial support that includes free budget counseling, debt management plans, and guidance on prioritizing expenses during income disruptions.

  • 800-388-2227

  • nfcc.org

Luke AFB and Local Support: 

• Frank's Fridge (Base Food Pantry)

  • Contact your First Sergeant for questions/access

• Base Chapel

  • Confidential services and resources

• Base Legal Assistance

  • Free legal advice to military personnel

• Military Star Card

  • 0% interest offer for all commissary purchases worldwide made using a MILITARY STAR card from Oct. 1 to Oct. 31

DOD Civilians: 

• Furloughed employees may be eligible to apply for unemployment benefits, however employees working on a full-time basis are generally not eligible.

• Employees who wish to file should do so with the Unemployment Office for the state where the employee worked (i.e., last official duty station prior to furlough).

• Please be advised that when employees receive retroactive pay they will be required to pay back any unemployment benefits received in accordance with State law.

• oui.doleta.gov/unemploy/unemcomp.asp 

Important Reminder: Rely on official sources for updates on the shutdown and its impact.

We will also provide updates as they become available.